Meet the Budget Genius
This simple tool helps you build a foolproof personal budget, with no math required.
One of my favorite elements of 30 Days to Financial Freedom is the Budget Genius. This unique tool takes all the hard work out of organizing your personal finances. Here’s a Budget Genius introduction to help you understand how simple it is.
Instead of struggling for hours with a stack of bills and a calculator, you simply answer one question a day. The powerful Budget Genius tool uses your answers to automatically create a budget for you, complete with a spending plan, savings goals, a debt payoff strategy and more.
The Budget Genius is seamlessly integrated into the 30 Days to Financial Freedom. Each day, you’ll get a demo video showing exactly how to complete the corresponding portion of the Budget Genius. And as you progress through the course, the Budget Genius progresses with you.
Let’s take a closer look at the Budget Genius to see just how easy it is to use.
Budget Genius Questionnaire
The heart of the Budget Genius is its Questionnaire section. In this section, you answer one simple question about your financial life every day by entering figures related to your income or expenses. These questions will help you account for every area of your financial life — even some that are easy to overlook — so your personal budget won’t miss any important details.
'My Budget' Overview
After about three weeks of 30 Days to Financial Freedom, you will have completed every question in the Budget Genius questionnaire. Next, it’s time to dig into the My Budget section. This is where you’ll see the personalized budget the tool has created based on your answers.
You’ll get crystal-clear information about how your income stacks up against your expenses. You’ll also see how your spending compares to recommended percentages in many categories, helping you find areas where you can optimize your budget to fast-track your journey to freedom.
Emergency Savings Planner
Saving up money for unexpected emergencies is a critical step in your freedom journey. The Emergency Savings section of the Budget Genius will give you automatic recommendations for how much money you should be saving based on your unique expenses and show you how to balance savings with other financial priorities. It also has tools to help you help you track your progress as you work toward your savings goals.
Debt Payoff Strategy
For most people, the road to financial freedom leads through one particularly challenging area — paying off debt. It can be difficult to know where to start, but the Budget Genius makes it easy. The tool uses information you have already provided to calculate a strategic debt payoff plan. It also includes forecasting tools to help you see how long it will take to eliminate your debt completely.
Special Savings Planner
Once you’re out of debt, you may want to save for a house, a car or another special purchase. The Special Savings section of the Budget Genius will help you set goals for those items and plan how much of your monthly income you’ll save for them. It also forecasts how long you’ll take to get there.
As you can see from this Budget Genius introduction, there are no marathon work sessions or difficult math standing between you and financial freedom. You can put the Budget Genius to work right away by starting 30 Days to Financial Freedom today.
