Your chaotic financial life is robbing you blind.
Chaos has a harmful effect on many areas of life, but perhaps none so important as personal finance. If your financial life is chaotic, you’re likely confused about what’s happening with your bank account. You might not know how much money you have, how much you owe to others or whether you’ll be prepared for the future.
Chaos always causes confusion. Confusion causes stress. And stress severely hampers your ability to make good decisions.
If you feel confused and directionless about your financial life, chaos may be the culprit.
Fortunately, there is a way to cut through the chaos and find clarity around your money. Today, I’m going to tell you how.
To start, I want to show you something the Bible says about money. This comes from Proverbs 27:23-24 and 27 —
Know the state of your flocks, and put your heart into caring for your herds, for riches don’t last forever, and the crown might not be passed to the next generation….
And you will have enough goats’ milk for yourself, your family, and your servant girls.
This proverb has a lot of application for our financial lives. Let’s unpack it a bit to see what we can learn about how to calm a chaotic financial life.
But first, I want to tell you about Stress-Free Finance, a free program we have created to help you make sense of your overwhelming financial life. This five-part video series has short, simple lessons to help you solve money problems so you can stop worrying and build a better future.
Here’s a preview of the free video series:
Now, back to the topic at hand:
Here are three principles found in the proverb above that will help us make sense of money.
1) A chaotic financial life causes struggles.
If you’re facing financial problems, you might think your main issues are low income, high expenses or too much debt. And while those things may all be contributing to your stress, the core issue is actually chaos. You don’t really know what’s going in with your money, so it’s impossible to manage.
That’s why the proverb puts such an emphasis on knowing what’s going on in your flocks and herds (which represent your financial life). If you pay close attention to what’s going on with money, you can see patterns, address problems and make decisions that will set you up for a more successful future.
2) Clarity brings prosperity.
Paying attention to the details of your money doesn’t only give you deeper knowledge. It also enables you to change your situation for the better. That’s why this proverb promises abundance and prosperity for people that pay close attention to their finances.
Think about this: If you’re walking around in a fog, it’s hard to know where you’re going. You can’t see the path in front of you. But if you can find a way to clear the fog, what was once a dangerous mystery suddenly becomes an easy problem to solve. You can walk with confidence because you can see exactly where you’re going.
The same thing happens when you start creating clarity around your financial life. By paying close attention to every dollar that comes in and goes out, you can clear the fog away and see exactly where you should go.
3) Small steps lead to big progress.
Sometimes when we realize we have big problems in life, we try to solve them by taking massive, drastic actions. But these actions rarely lead to real change because they’re unsustainable.
Instead of looking for one big, quick solutions to financial problems, Proverbs is teaching us to win in the long term by taking small steps. Pay close attention to every purchase. Make a budget, make adjustments and make decisions that will keep you on the right track.
Success doesn’t happen as a result of a massive effort. So instead of biting off more than you can chew, set manageable goals you can meet one day at a time. That kind of goal setting creates a clear path forward. And if you walk it long enough, that path will lead to prosperity.
It’s time to start creating some clarity around your financial life. Because chaos has stolen enough from you already.
